Fraud Prevention, Business Banking, Personal Banking Article
5 Types of Scams and Fraud to Watch Out For
Business Credit Cards
Establish and build credit for your business. Expand your purchasing power. A Stellar business credit card can help you reach your goals.
Freedom And Flexibility For Your Business
Stellar credit cards make it easier to manage your finances and grow your business.
Contactless Technology
Use touch-free payments
Free 24/7 Online Access
View transaction activity and history, pay your bill, set up your alerts, and more.
Free Management Reports
Track expenses, monitor spending, spot tax deductions, prepare tax filings, forcast expenses more easily.
Cash Flow Management
Flexibility to cover costs of supplies, equipment, travel and more.
Many Options, Many Benefits
No matter the size of your business or its stage of development, Stellar offers a credit card that’s just right for you. Plus, our expert commercial bankers are always here to give you guidance whenever you need it.
Purchasing Cards
Commercial Edition® Visa® Card
The Commercial Edition® Visa®Card facilitates your travel, entertainment and purchasing spending while maintaining policy controls. Maximize cash flow and gain better insight into your spending with advanced reporting tools. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits.
Purchasing Edition® Visa® Card
The Purchasing Edition® Visa® Card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license.
Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First National Bank of Omaha (FNBO®).
VOX®
VOX® Business Visa® Card
VOX® is a powerful and flexible one-card solution for Travel & Entertainment and Purchasing. VOX is the innovative financial tool that evolves with your business. It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel & Entertainment and Purchasing functions.
-
Pay in full or revolve at a low APR to maximize cash flow.
-
VOX® features our Maximum Rewards® for Business rewards program which allows you to simply earn 1 point for every $1 you spend on purchases.1
-
There is no limit to how many points you can earn. Plus, you have 3 years from when reward points were awarded to redeem them before they expire.1
-
Redeem your points for travel, cash back, merchandise, or gift card rewards.1
-
Enjoy a lower APR when selecting a higher minimum payment.
1 See Rewards Terms and Conditions for details when you become a VOX Business Card cardmember.
Cards are issued by First National Bank of Omaha (FNBO®).
Small Business
Business Edition® Visa® Card with Reward Simplicity
Everything your business needs all in one card - rewards, a low intro and bonus offer.
- Unlimited 1.5% Cash Back2 on every purchase. Every day. No categories to keep track of.
- Receive an ultra-low introductory APR on purchases and balance transfers.
- Plus, a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.2 (Points will be awarded 6-8 weeks after qualifying.)
- Redeem for cash back, gift cards, travel or merchandise.2
- No annual fee1
Business Edition® Secured Visa® Card
Establish or improve your business credit. The Business Edition® Secured Card offers many benefits to help you build your business.
- Request your own credit limit4 between $2,000 and $100,000 (multiples of $50) when you apply, subject to credit approval.
- Security deposit is 110%4 of the amount of your credit limit, between $2,200 and $110,000 (multiples of $50), subject to credit approval.
- Reward yourself with interest earned on your security deposit.3
- Low $39 annual fee1
Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms available when you apply for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
3 See the Deposit Agreement available when you apply for details.
4 You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
Manage Your Credit Card, Anytime, Anywhere
View Employee Card Transaction History
Make Payments
Request Additional Cards
Set Up Alerts
View Statements
Add to Mobile Wallet
More Ways We Can Support Your Business
Related Insights
Business Banking, Personal Banking Article
The Lifecycle of a Community Bank
Business Banking, Personal Banking Article
Taxes 101
