Stellar Bank is aware of the third-party global outage. Our online and mobile banking are operational, however, some systems or locations may be partially impacted. We apologize for any inconvenience and appreciate your patience.

Business Banking, Personal Banking Article

The Lifecycle of a Community Bank

An elephant ear plant

If you’ve ever participated in an elementary school career day, you’ll probably relate to this story. A banking colleague visits her son’s kindergarten class and while explaining the role of a community banker, one excited child pipes up and says, “It’s like the lifecycle of a plant!” 

Now that’s a smart kid. Much like a plant’s development, community banks like Stellar take in deposits and distribute loans and feed into a self-sustaining micro-economy by keeping funds right here in Houston and the surrounding counties we serve.

The Power of Local

The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products that otherwise might be tossed out, sampling culinary delights from the local bakery or choosing to buy American-made products to support our national economy. There are plenty of reasons why eating, dining and banking locally makes good economic sense.

It’s all part of a symbiotic relationship that community banks have with their communities. Funds taken in by the community are put to productive use by lending that money back into Southeast Texas's economic ecosystem—to local small businesses and residents like you.

When you deposit money at Stellar Bank, those funds are used to support local businesses, homebuyers, and everyday consumers. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally based economic growth.

We're All In This Together

At Stellar Bank, we are thankful to our existing customers for their patronage and urge those who we hope to count as future customers to consider what it means to bank locally and help sustain our local economies today, tomorrow and for generations to come.

Community banks are only successful if our customers and communities are too. That’s why the community bank and its relationship business model have thrived for more than 150 years.

Contact a Stellar Banker today to learn how a community bank can help you realize your financial dreams—and contribute to a more vibrant and sustainable local economy.

Related Content

Online Banking, Services Article

Stellar Resources for Financial Literacy

Calculating Financials

Business Banking Article

How Giving Back Helps Small Businesses Grow

Giving back to the community helps small businesses grow

Employee Spotlight Article

Stellar Stars: David May on making a difference through Adaptive Sports for Kids

david may headshot
Alternative logo

You Are Now Leaving Stellar Bank

Stellar Bank's website terms, privacy and security policies don't apply to this site you're about to visit. Please review it's website terms, privacy and security policies to see how they apply to you. Stellar Bank isn't responsible for (and doesn't provide) any products, services or content at this third-party site, except for products and services that explicitly carry the Stellar Bank name.

Please click Continue to proceed or Cancel to return.