
Community Engagement

2025 Community Impact Report
As a Texas-headquartered community bank, we believe leadership comes with responsibility—to our customers, our communities, and our state. This report reflects that commitment in action.
Our Commitment Adds Up
Proud to Live, Work and Serve Locally
At Stellar Bank, we serve with heart every day, in all that we do. We believe that’s how to make a real difference in the lives of those around us. As a community bank, our focus is on helping our customers and neighbors thrive. When we provide loans to businesses and individuals, the money starts and stays within the local economy, where it fuels growth.
But our passion is personal. We care about what matters to our customers and our employees, and Stellar bankers often introduce volunteering opportunities to the entire bank.


Our Pillars of Giving
These pillars guide our volunteer efforts and sponsorships. We're especially committed to organizations that help children, women and veterans.
Health and Hunger Relief
Small Business Development
Affordable Housing
Education and Financial Literacy
Community Impact
We recognize that the needs of our communities continue to evolve, and
we remain committed to listening, learning, and adapting. By focusing our
efforts through our Pillars of Giving, we are ensuring that our impact is not
only immediate but also sustainable for years to come.- Bob Franklin, Executive Chairman and Ray Vitulli, CEO

Community Reinvestment Act
Stellar Bank is committed to building and developing our communities. We continually evaluate the credit needs of those we serve and develop products and services to meet them.








