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Stellar Leadership

Our leaders set the example for how we serve customers. From our executives to every banker in every banking center, we are dedicated to helping you thrive.

Executive Leadership

Steven (Steve) F. Retzloff

Senior Executive Chairman

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Steven (Steve) F. Retzloff

Senior Executive Chairman

Mr. Retzloff serves as Senior Executive Chairman of Stellar Bank and Executive Chairman of Stellar Bancorp, Inc. He previously served as Chairman of Allegiance Bank and CEO of Allegiance Bancshares, Inc. With more than 30 years of Houston banking experience, he served as a director and twice as Chairman of a publicly traded multi-billion dollar financial institution. His past work experience also includes General Motors, Bristol Myers, Retzloff Capital Corporation and CEO of Travis Body & Trailer, Inc. Additionally, Mr. Retzloff serves on the boards of the Houston Food Bank, Greater Houston Partnership, Open Door Mission, Faith in Practice and as Vice President of the Kinkaid School Investments Foundation. As a native Texan and a lifelong Houstonian, he received an Industrial Engineering degree from the Georgia Institute of Technology in 1979 and an MBA with distinction from the Babcock Graduate School of Management at Wake Forest University in 1981.

Robert (Bob) R. Franklin, Jr.

Executive Chairman

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Robert (Bob) R. Franklin, Jr.

Executive Chairman

Mr. Franklin serves as Executive Chairman of Stellar Bank and Chief Executive Officer of Stellar Bancorp, Inc. He previously served as Chairman, President and Chief Executive Officer of CBTX, Inc. Mr. Franklin began his more than 40-year Houston banking career working for a small community bank in Houston upon graduation from the University of Texas. Mr. Franklin graduated from the University of Texas in 1977 with a BBA in Finance. He is currently serving on the Board of Junior Achievement of Southeast Texas and previously served on the Board of the Texas Bankers Association. Mr. Franklin has actively served various charitable organizations over the years, along with serving on the board of a local private school. 

Ramon (Ray) A. Vitulli, III

Chief Executive Officer

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Ramon (Ray) A. Vitulli, III

Chief Executive Officer

Mr. Vitulli serves as Chief Executive Officer of Stellar Bank and President of Stellar Bancorp. He previously served as Chief Executive Officer of Allegiance Bank and President of Allegiance Bancshares, Inc. He has over 30 years of banking experience, getting his start as a loan review examiner at Charter National Bank in Houston, then moving to Sterling Bank until joining Allegiance Bank in 2007, prior to the bank’s opening. Mr. Vitulli serves on the boards of Texas Bankers Association and CHRISTUS Foundation for HealthCare and previously served on the board of the St. Pius X High School Foundation. He is a graduate of The University of Texas at Austin with a BBA in Finance.

Travis Jaggers

President

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Travis Jaggers

President

Mr. Jaggers serves as President of Stellar Bank. He previously served as President of CommunityBank of Texas beginning December 2011 and oversaw the Bank’s loan and treasury activities. He provides strategic vision and direction to the commercial lending group and designs and implements strategies to ensure asset quality, growth and profitability. He graduated from the University of Houston with a BBA in Accounting and received a Master of Science in Finance.

Okan I. Akin

SEVP, Chief Risk Officer

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Okan I. Akin

SEVP, Chief Risk Officer

Mr. Akin has over 25 year career in the banking industry and he is currently serving as Senior Executive Vice President and Chief Risk Officer of Stellar Bank and Chief Risk Officer of Stellar Bancorp, Inc. Previously, he held the positions of President and Chief Risk Officer at Allegiance Bank and Executive Vice President and Chief Risk Officer at Allegiance Bancshares, Inc. Mr. Akin's banking career as an executive started when he joined Independence Bank in 2002 as Senior Credit Officer and was eventually promoted to President in 2009. Between 2010 and 2013, Mr. Akin also served as CEO of Independence Bank until joining Allegiance Bank following a merger. Mr. Akin has since assumed the roles of Regional President, Deputy Chief Credit Officer, and Chief Administration Officer at Allegiance Bank. Mr. Akin holds an MBA from the University of Houston and a Bachelor of Arts in Finance & Marketing from the same institution.

Stacy J. Davis

SEVP, Chief Experience Officer

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Stacy J. Davis

SEVP, Chief Experience Officer

Ms. Davis serves as Senior Executive Vice President and Chief Experience Officer of Stellar Bank. She previously served as Executive Vice President and Chief Human Resources Officer of Allegiance Bank. She brings more than 20 years of human resource, organizational development, talent management, and learning and development experience to Allegiance. Most recently, Stacy served as Senior Vice President and Director of Talent and Organizational Development at BOK Financial. Stacy holds a B.S. in Public Relations/Education, M.Ed. from the University of Central Oklahoma and a Ph.D. in Workforce Analytics from Oklahoma State University.

Deborah Dinsmore

SEVP, Chief Operating Officer

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Deborah Dinsmore

SEVP, Chief Operating Officer

Ms. Dinsmore serves as Senior Executive Vice President and Chief Operating Officer of Stellar Bank. She previously served as the Senior Executive Vice President and Chief Information Officer of CommunityBank of Texas since 2015, as well as the Chief Operations Officer and Chief Information Officer at Integrity Bank from 2012 to 2015. She is currently responsible for oversight of aligning operational strategies with corporate strategies, leveraging system capabilities to optimize performance, and managing operational risks.

Paul P. Egge

SEVP, Chief Financial Officer

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Paul P. Egge

SEVP, Chief Financial Officer

Mr. Egge serves as Senior Executive Vice President and Chief Financial Officer of Stellar Bank. He previously served as Executive Vice President and Chief Financial Officer of Allegiance Bank and Allegiance Bancshares, Inc. He has over 20 years of financial services experience, predominantly as an investment banker focused on providing strategic and capital markets advisory services to banks and specialty finance companies. Prior to joining Allegiance in 2016, he served as Director of Capital Planning and Corporate Development for Cadence Bank, a $9.4 billion asset regional bank at the time. Mr. Egge is a member of the Board of Directors for Big Brothers Big Sisters Greater Houston. He graduated cum laude with a bachelor's degree in Economics and Finance from the College of William & Mary and holds an MBA from the Kellogg School of Management at Northwestern University.

Justin M. Long

SEVP, General Counsel and Corporate Secretary

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Justin M. Long

SEVP, General Counsel and Corporate Secretary

Mr. Long serves as Senior Executive Vice President, General Counsel and Corporate Secretary of Stellar Bancorp, Inc. and Stellar Bank. He previously served as Senior Executive Vice President, General Counsel and Corporate Secretary of CommunityBank of Texas and CBTX, Inc. beginning April 2019. Mr. Long served as a partner at Norton Rose Fulbright US LLP from 2016 to 2019 where he represented financial institutions in corporate and regulatory matters, including the CBTX, Inc.’s initial public offering. Prior to joining Norton Rose Fulbright, he was a partner at Bracewell LLP where he represented financial institutions in corporate and regulatory matters. Mr. Long received a bachelor’s degree in Finance from the University of Texas and graduated from the University of Texas School of Law.

J. Pat Parsons

Vice Chairman

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J. Pat Parsons

Vice Chairman

Mr. Parsons serves as Vice Chairman of Stellar Bank. He previously served as Vice Chairman of CommunityBank of Texas and CBTX, Inc. Mr. Parsons was one of the original founders of the CBTX, Inc. and served as a director of the CBTX, Inc. and CommunityBank of Texas beginning in 2007. Mr. Parsons also served as CommunityBank of Texas’ Chairman and Chief Executive Officer from 2007 until 2013. He began his banking career in 1973 with First City National Bank of Houston as a Management Trainee and has served in various capacities at numerous commercial banks within the Company’s market areas, including Community Bank & Trust, SSB, as President and Chief Operating Officer. From 1992 until its sale to Texas Regional Bancshares, Inc. in 2004, Mr. Parsons oversaw Community Bank & Trust’s expansion, through organic growth and five acquisitions, to over $1.1 billion in assets and a network spanning 15 Southeast Texas communities. He currently serves on the board of directors of the Lamar University Foundation. Mr. Parsons earned a BBA in Accounting from Lamar University in 1971 and an MBA in Finance from the University of Houston in 1973. 

Doug Skiba

SEVP, Chief Information Officer

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Doug Skiba

SEVP, Chief Information Officer

Mr. Skiba serves as Senior Executive Vice President and Chief Information Officer of Stellar Bank. He previously served as Executive Vice President and Chief Information Officer for Allegiance Bank. He has over 30 years of professional IT experience including “Big 4” and boutique systems consulting to a variety of industries. He has spent the last 20 years focused primarily within the Financial Services sector where he led software engineering for a leading FinTech provider, and IT architecture and strategy for a $31 billion asset regional bank. Mr. Skiba holds a Bachelor of Science and graduated with honors from Carnegie Mellon University.

James (Jim) L. Sturgeon

Vice Chairman

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James (Jim) L. Sturgeon

Vice Chairman

Mr. Sturgeon serves as Vice Chairman of Stellar Bank. He previously served as Senior Executive Vice President and Chief Risk Officer of CommunityBank of Texas since 2013, where he additionally chaired the risk committee and sat on various Bank level risk and governance committees. Prior to that he served as the Vice Chairman from 2011 through 2013 at VB Texas Inc., and Vista Bank. He brings exceptional experience to enterprise risk management, compliance, audit, loan review, information security, financial crimes risk and strategic planning activities. Mr. Sturgeon has over 40 years of experience in banking and graduated with a BBA in Finance from the University of Houston in 1973 and an MBA from Southern Methodist University in 1977.

Joe F. West

SEVP, Chief Credit Officer

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Joe F. West

SEVP, Chief Credit Officer

Mr. West serves as Senior Executive Vice President and Chief Credit Officer of Stellar Bank. He previously served as Senior Executive Vice President and Chief Credit Officer of CommunityBank of Texas since 2013. Mr. West joined CommunityBank of Texas in 2013 via the merger of CBTX, Inc. and Vista Bank Texas where he was Executive Vice President and Senior Credit Officer since 2006. Prior to Vista Bank Texas, Mr. West served as Senior Credit Officer at Horizon Capital Bank in Houston. In his capacity as Chief Credit Officer, he is responsible for loan asset quality, loan policy and the Bank’s loan approval process. Mr. West has over 40 years of experience in banking and graduated with a BBA in Accounting from Baylor University in 1978 and is a licensed Certified Public Accountant.

Stellar Bank Board of Directors

Photo of Jeff Branick

Jeff Branick

Photo of James Brooks

James R. Brooks

Photo of Cynthia A. Dopjera

Cynthia A. Dopjera

Photo of Robert R. Franklin, Jr.

Robert R. Franklin, Jr.

Photo of Valerie Gibbs

Valerie Gibbs

Photo of Matthew H. Hartzell

Matthew H. Hartzell

Photo of Katherine Hatcher

Katherine Hatcher

Photo of Timothy Horan

Timothy Horan

Photo of Dennis Malloy

Dennis Malloy

Photo of Cindy Marion

Cindy Marion

Photo of Steve McReynolds

Steve McReynolds

Photo of J. Pat Parsons

J. Pat Parsons

Photo of Doak C. Procter, III

Doak C. Procter, III

Photo of Steven F. Retzloff

Steven F. Retzloff

Photo of Fred S. Robertson

Fred S. Robertson

Photo of Joseph B. Swinbank

Joseph B. Swinbank

Photo of Tym Tombar

Tym Tombar

Photo of Celestine Vettical

Celestine Vettical

Photo of Ramon A. Vitulli, III

Ramon A. Vitulli, III

Photo of Rickey Williams

Rickey Williams

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