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Business Checking Accounts

A Stellar business checking account helps you manage cash flow and run more efficiently. 

Connect with a Stellar Banker

What's The Right Account For You? We Can Help.

At its core, Stellar is a business bank. We exist to help businesses advance, achieve and grow. That’s why we offer banking accounts appropriate for a full range of businesses and why we have expert bankers standing by to help you make the best choices. No matter the size of your business or your daily financial needs, we provide the right checking services backed by expert business bankers who are always ready to support you.

Stellar Business Checking Accounts
  Business Checking Small Business Checking Business Interest Checking Business Analysis Checking IOLTA (Interest on Lawyers' Trust Account)
Minimum Balance to Open $200 $200 $200 $200 $200
Monthly Service Charge $15 N/A $15 $15 N/A
How to Avoid a Service Charge $2,500 minimum balance N/A $1,000 minimum balance N/A N/A
Per Fee Items $0.50 per debit in excess of 200 items per cycle/Cash deposit: $2 per $1,000 cash handling fee after first $11,000 per day $0.25 per debit in excess of 200 items per cycle/Cash deposit: $2 per $1,000 cash handling fee after first $11,000 per day $0.15 each debit posted Refer to Treasury Management for Account Analysis Fees N/A
Minimum Balance for APY N/A N/A $1,000 N/A N/A
Interest Compounding and Crediting N/A N/A Interest is compounded and credited monthly Account is eligible to receive an earnings rate which can reduce or offset fees N/A
Miscellaneous N/A Eligible for Treasury Management Services N/A Eligible for Treasury Management Services. Account Analysis Required Eligible for Treasury Management Services

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All The Right Connections For Better Business Banking

Your business bank account with Stellar Bank comes with a variety of features to effectively manage your finances. Plus secure debit cards have the ability to set spending limits, freeze spending or order new cards. Business checking accounts also include:

  • Online banking to link all your accounts
  • Bill pay made easy
  • QuickBooks® and Quicken® integration
  • Mobile banking with remote deposit
  • Easy check ordering
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The Support You Need To Fight Fraud

Fraud is on the rise, and we’re here to help you protect yourself. There are many precautions you can take, but the most important one is also the simplest: guard your information. Never share account numbers, passwords, PINs or any other account information by phone, text or email.

Learn More About Protecting Yourself From Fraud

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Strengthen Your Account With Treasury Management

Stellar Treasury Management services empower your business in multiple ways. Optimize your working capital, accelerate the clearing of your deposits, manage payments, consolidate funds to wield more financial power. Our business bankers can advise you on ways to make your business more agile and structure your accounts to help you thrive.

  • Positive Pay
  • ACH Credit/Debit
  • Account Analysis
  • Remote Deposit Capture machine
  • Merchant Services

Learn More About Treasury Management

Open a Business Checking Account

Meet with your local Stellar Banker to find the bank account that is right for your business.

Get Started

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What to Bring

Select your business type to see a list of items you will need to provide in order to open an account.

Sole Proprietorship

  • Social Security Number
  • Assumed Name Certificate/(DBA) file with the county
  • Valid driver's license for account signers
    • OR permanent resident alien card (AKA green card)
    • OR current and valid passport

Let's Visit

Bring your documentation to your nearest Stellar banking center. You can make an appointment, or if you’d like to just walk in, that’s great too.

Find a Stellar Banking Center

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More Ways We Can Support Your Business

Business Loans

Learn More

SBA Loans

Learn More

Business Credit Cards

Learn More

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Find a Stellar Banking Center

Meet with your local Stellar Banker to open a business checking account today.

See Our Locations 

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