FRAUD ALERT: Bank imposter scams are on the rise. Banks will NEVER unexpectedly call customers asking for account numbers, passwords, PINs, or login codes.

A couple relaxing on the beach together

Personal Loan Services

There are nearly limitless reasons why you might want to take out a personal loan. Whatever your need may be, Stellar Bank is here to help. 

Our Full Range Of Personal Lending Solutions

Personal loans come in many shapes and sizes. Your Stellar banker will get to know you and structure just the right loan to meet your needs. From covering unexpected expenses and debt consolidation to funding a life-changing event like a dream vacation or wedding, we have the personal loan products to get you the funds you need. Quick and easy.

Personal Loans

Personal loans

  • Unsecured personal loans
  • Secured deposit account loans
  • Secured stock and security loans

Click below to start your online application. A PDF version also is available if you prefer to submit by hand.

Apply Now

A Stellar Bank teller talking to a couple about opening a personal savings account

A Stellar Personal Loan Can Provide:

  • Lower interest rates and higher borrowing limits than most credit cards
  • Flexibility to use the funds for a variety of purposes
  • No collateral requirement for unsecured personal loans
  • Easy management with a predictable, fixed-rate monthly payment

Calculate Your Way To The Best Decisions

How much can I afford to borrow?

Should I consolidate my loans?

A married couple looking over their finances at table

More Ways We Can Support Your Needs

A graphic icon of a check

Personal Checking

Learn More

A graphic icon of a business credit card

Personal Credit Card

Learn More

A graphic icon of a house

Home Equity Line of Credit

Learn More

Related Insights

Fraud Prevention, Business Banking, Personal Banking Article

5 Types of Scams and Fraud to Watch Out For

A man typing in credit card info on a keyboard

Industry Insights, Security/Fraud Protection

Business Banking, Personal Banking Article

The Lifecycle of a Community Bank

An elephant ear plant

Community Involvement,Industry Insights

Business Banking, Personal Banking Article

Taxes 101

A printing calculator

Meet With A Personal Loan Expert

Let’s talk about your borrowing needs and financial plans. You can make an appointment with a Stellar Bank lender, or you can simply visit a Stellar Banking Center. Walk-ins are always welcome.

Connect with a Stellar Banker Find a Stellar Banking Center

Alternative logo

You Are Now Leaving Stellar Bank

Stellar Bank's website terms, privacy and security policies don't apply to this site you're about to visit. Please review it's website terms, privacy and security policies to see how they apply to you. Stellar Bank isn't responsible for (and doesn't provide) any products, services or content at this third-party site, except for products and services that explicitly carry the Stellar Bank name.

Please click Continue to proceed or Cancel to return.