Personal Checking,Personal Savings Article
Retirement 101
Personal Checking Accounts
Stellar checking accounts are built with the features you need to manage your cash and make your life easier.
We Empower You To Thrive
Yes, we’d love to help you open the right Stellar checking account to meet your needs, but it goes deeper than that. We want to be your long-term financial resource, giving you the personal service, expert guidance, online tools and easy access to help you reach for your goals and succeed.
| Personal Checking | Green Rewards | Light Checking | Silver Checking | Relationship Checking | Personal Interest Checking | |
| Minimum Balance to Open | $100 | $100 | $100 | $100 | $100 | $100 |
|---|---|---|---|---|---|---|
| Monthly Service Charge | $10 | $5 | N/A | N/A | N/A | $15 |
| How to Avoid a Service Charge | $500 minimum balance | Requires 1 ACH debit or credit and 1 debit card transaction per statement cycle | N/A | N/A | N/A | $1,000 minimum balance |
| Per Fee Items | Unlimited check writing | N/A | $0.50 per debit transaction in excess of 100 debits per cycle | Unlimited check writing | Unlimited check writing | Unlimited check writing |
| Minimum Balance for APY | N/A | N/A | N/A | N/A | N/A | $1,000 |
| Interest Compounding and Crediting | N/A | N/A | N/A | N/A | N/A | Interest is compounded and credited monthly |
| Miscellaneous | N/A | Paper statement is available for $3 monthly fee | N/A | This acount is available to customers 50 years of age and older | This account is available to business owners, their family and employees | N/A |
| Complimentary Benefits | Online and Mobile Banking / Debit Card / eStatements / Refund up to $6.00 on foreign ATM surcharges per statement cycle | Earn $0.10 on $10 or greater debit card purchases / Online and Mobile Banking / Debit Card / eStatements / Refund up to $6.00 on foreign ATM surcharges per statement cycle | Online and Mobile Banking / Debit Card / eStatements / Refund up to $6.00 on foreign ATM surcharges per statement cycle | Online and Mobile Banking / Debit Card / Checks / eStatements / 50% discount on Safe Deposit Boxes / Refund up to $6.00 on foreign ATM surcharges per statement cycle | Online and Mobile Banking / Debit Card / eStatements / Refund up to $6.00 on foreign ATM surcharges per statement cycle | Online and Mobile Banking / Debit Card / eStatements |
All The Right Connections For Easier Banking
- Link all your bank accounts with online banking
- Set up automatic transfers
- Access money management tools
- Integrate with QuickBooks® and Quicken®
- Set up overdraft protection
- Make remote deposits with your phone
- Save paper and clutter with eStatements
The Tools You Want
Send And Receive Money With Zelle®
With your mobile number or email, you can pay or get paid by anyone in the U.S. Zelle® is an easy, fast and secure way to split the check, pitch in on the ride share, settle up on tickets, pay the babysitter or anything else.
Bank Your Way, Anytime, Anywhere
With the Stellar Bank Mobile App, your Apple® or Android® device instantly becomes your nearest bank location. And it’s open 24/7/365. Make deposits. Pay bills. Transfer funds. Track your account activity to the minute. It couldn’t be easier. Contact a Stellar Banking Center to learn more or click below from your mobile device to download the app now.
Shop Simply and Securely
A Stellar debit card allows you to access funds and manage spending. When you receive your instant issue debit card, set your spending limits, add alerts and easily control your finances with other helpful features. Plus, you gain added security by linking your card to your mobile wallet to pay with a quick tap of your device.
The Support You Need To Fight Fraud
Fraud is on the rise, and we’re here to help you protect yourself. There are many precautions you can take, but the most important one is also the simplest: guard your information. Never share account numbers, passwords, PINs or any other account information by phone, text or email.
Open a Personal Account
Meet with your local Stellar Banker to open a personal checking account today.
What to Bring
When you open a new account, be sure to bring the following items:
For Personal accounts bring your:
- Valid driver's license for account signers
- OR permanent resident alien card (AKA green card)
- OR current and valid passport
- Social Security Number (card not required)
- New bank customers must be present to open an account
Find a Stellar Banking Center
We’re here for you, when and where you need us. You can make an appointment, or if you’d like to just walk in, that’s great too.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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