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Personal Credit Cards

Need to establish credit? Looking for great rewards? A Stellar personal credit card can help you reach your goals. We offer two options, so you can get the features you want.

Benefits to Help Make Everyday Life a Little Easier

The benefits and features of our Stellar credit cards are designed to meet a variety of financial needs. Check out what each card offers and decide which one is right for you. Each credit card also includes valuable Visa® benefits.

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Contactless Technology

Use touch-free payments

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FICO® Score

Free access to your FICO® score, anytime, anywhere

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Online & Mobile Account Access

View activity and history, pay bills, set alerts, and more.

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Fraud Protection

We monitor your account and alert you of any suspicious activity

Two Options, Many Benefits

The Maximum Rewards® Visa® Signature Card

Maximum Rewards® Visa Signature® Card

Everything you want all in one card - rewards, a low intro and bonus offer

  • Unlimited 1.5% Cash Back2 on every purchase. Every day. No categories to keep track of.
  • Receive an ultra-low introductory APR on purchases and balance transfers.
  • Plus, a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.2 (Points will be awarded 6-8 weeks after qualifying.)
  • Redeem for cash back, gift cards, travel or merchandise.2
  • No annual fee1

Learn More to Apply Now

The Secured Visa® Card

Secured Visa® Card

Establish or Improve Your Credit

  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • Enjoy the rewards of established or improved credit. You may be able to get your deposit back in as little as 11 months when you maintain a good payment history. Subject to credit approval.
  • Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
  • Low $35 annual fee1

Learn More to Apply Now

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

FICO and "The score lenders use" are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.

Manage Your Credit Card, Anytime, Anywhere

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Activate Your Credit Card

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Make Payments

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Transfer Balances

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Request Credit Limit Increases

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 View Statements

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 Add to Mobile Wallet

More Ways We Can Support Your Needs

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Personal Checking

Learn More

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Personal Loans

Learn More

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Home Equity Line of Credit

Learn More

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Local People Who Are Ready to Help

We’re here for you, when and where you need us. You can call us anytime. You can make an appointment to meet at one of our banking centers. Or you can just stop by whenever it’s convenient.

Connect with a Stellar Banker Find a Stellar Banking Center

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Allegiance Bank and CommunityBank of Texas have merged to become Stellar Bank.

Two leading community banks have joined forces so we can serve your needs better than ever. Expert bankers to guide your financial journey. The locations and online tools you need to bank your way. A deep commitment to local people and businesses. And that's just the beginning. Come find out what it means to be Stellar.

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