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Home Loans

Whether you’re buying a new home, refinancing or pursuing any other home-related dream, Stellar is here to help you with the lending.

Products And People To Help You Make It Happen

Stellar is your go-to bank for home loan services. We offer the full breadth of products including long-term fixed-rate mortgages. Plus, you’ll have Stellar lending experts helping you navigate every stage of the home buying journey. 

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The Stellar Difference

Stellar bankers can handle all aspects of conventional mortgages. We do this day in and day out. But our expertise goes so much further than that. Our lenders have decades of experience with all facets of home lending. We understand construction and know how to work closely with builders. We can help with land and lot sales. We offer home equity products. Whatever your home-buying goals, Stellar can help you get there.

The Full Range of Home Lending Solutions

  1. From mortgages to home improvement to construction and more, Stellar has the loan options you need.
Mortgage Loans

Mortgage loans

  • Conforming and jumbo, USDA, FHA, VA
  • ARMS and one-time close options for construction-to-permanent
  • Purchase, refinance, construction-to-permanent
  • First time homebuyer mortgages
  • Advantage mortgages, an income-based affordable home loan program
  • Physician mortgages
  • Hero mortgages for teachers, law enforcement, firefighters, EMS, nurses, active military and other community heroes

Apply Now

Frequently Asked Questions

What is the going rate?

Interest rates vary based on current market conditions. There are also many personal factors that may impact your mortgage rate including credit score, down payment amount, loan-to-value ratio as well as the type of residence.

What if I can’t qualify for a conventional loan?

We have a full-suite of home loan products. Our Mortgage Lending Specialists will discuss your unique situation to determine the loan product that is right for you.

How do I contact a Mortgage Lending Specialist?

Contact a Mortgage Lending Specialist today. Houston region: 713-210-7653 or Beaumont region: 409-861-7225 or via [email protected].

More Ways We Can Support Your Needs

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Personal Checking

Learn More

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Personal Loans

Learn More

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Vehicle Loans

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Let's Talk

Schedule an appointment with a Stellar banker

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