Stellar Bank and Prosperity Bank have agreed to merge. 

The announcement of the merger will have no immediate impact on you.  Please continue to conduct your banking with us as you have always done.  We will maintain normal business operations and will continue to provide you with the same high-level service and support.

Prosperity Bank plans to maintain most Stellar Bank locations to bolster its presence in Houston and East Texas. We will communicate any changes as decisions are made.

Prosperity Bank is a Houston, Texas based regional bank providing personal banking services and investments to consumers and businesses throughout Texas and parts of Oklahoma.

Founded in 1983, Prosperity believes in a community banking philosophy, taking care of customers, businesses and communities in the areas it serves by providing financial solutions to simplify everyday financial needs.

In addition to offering traditional deposit and loan products, Prosperity offers digital banking solutions, credit and debit cards, mortgage services, retail brokerage services, trust and wealth management, and treasury management.

Following the completion of the merger, we will become the second largest bank by assets headquartered in Texas, enhancing our ability to serve you with greater scale, expanded capabilities, and the financial strength needed to meet the evolving needs of a growing Texas economy.

Following the merger, you will benefit from an even better banking experience while continuing to enjoy the same qualities you love about Stellar.

• More Locations, More Convenience: Access to an expanded network of locations, hours and ATMs throughout Texas, making it easier than ever to handle your banking needs wherever you are.
• Enhanced Products and Services: A wider range of financial solutions, including wealth management and trust services, all designed to fit your needs as they grow and change.
• Texas Focus, Local Decisions: A strong Texas-based bank that truly understands the needs of Texans.
• Personal Service You Trust: Knowledgeable bankers delivering exceptional service, support, and care you’ve always counted on.
• Stronger Community Banking: A community-first approach to support the neighborhoods we serve

Not yet. We expect to close the transaction in the second quarter of 2026 and will provide information regarding our combined operations in the lead up to closing and as we integrate our operating systems and product.  We are committed to keeping you informed every step of the way and will provide regular updates and the information to make the transition easy and transparent.

Please continue to manage your accounts separately at each bank for now. We will provide you with information and guidance in connection with closing of the merger and as we integrate our operations.

There’s no impact to your deposit insurance coverage if you have funds at only one of the two banks. Your deposits continue to be insured by the FDIC, up to the standard limit of $250,000 per depositor for each ownership category.

If you have deposits at both banks, eligible deposits from each bank remain separately insured by the FDIC for a grace period of six months after the bank merger is complete. This grace period provides a depositor the opportunity to restructure their accounts, if necessary.

For more information, visit Your Insured Deposits FDIC.gov or contact your local banker.

Both banks are highly committed to community engagement, giving their time, talent and resources to many organizations throughout Texas. Together, we will provide even greater support to the communities we serve, making a meaningful impact and helping them thrive for years to come.

You can call the same people you depend on today. Our bankers are here to support you every step of the way.

Customer service 713.499.1800